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Singapore does not truly have social services to protect Singaporeans
Short FAQ on Singapore's social services: 1) Singapore's public housing: the cost of HDB public flats include the market value of the land (which Singaporeans do not own) and construction costs. Therefore, Singapore does not truly have public housing. The HDB is a private housing scheme masqueraded as public housing. 2) Singapore's...

Depleting value of HDB flats
The minister has announced that the current rules will be changed to allow CPF to be used to purchase the older HDB flats. This will help in some way to remove the sharp decline in value when the HDB flat reach 40 years. I made this suggestion a few months ago. I am glad that this change is being made. However, it will not address...

Why Malaysia’s EPF is superior to Singapore’s CPF
Phillip Ang * The author blogs at LikeDatOsoCanMeh. Read More →
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