
Make conclusions based on facts
Some people make conclusions based on prejudices and wrong facts. It is better to make conclusions after getting the facts and understanding them. After that, you can make your conclusions. This can apply to making investment decisions or in predicting the results of an election. It also applies to making decisions on every...

Ageing population and increasing cost of medical care are not reasons to increase premiums
Ageing population and increasing cost of medical care are not reasons to increase premiums. They are excuses. When CPF Board, in consultation with MOH, first calculated how much premium to collect, it had to base it on a set of assumptions. It would have included the demography of the population, number of claims, average bill...

Criminal Defamation by TOC and its writer
The court case of Criminal Defamation by TOC & its writer has opened up a SERIOUS QUESTION on the INTEGRITY of the Police Force! When the police set out to make arrests of TOC Chief Editor & writer, they put up a PUBLIC STATEMENT which claimed that IMDA had reported police over the article. But during cross examination,...
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