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TR EMERITUS

Untold Hard Truths From Around The World

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Archive for the ‘Opinion’ Category

Distortion in residential property market

The govt offers a grant for a citizen to buy a new or resale HDB flat. This grant is very attractive, as the buyer can realize it when he sells the flat after 5 years. There is no such subsidy when the family rents a flat. Furthermore, the high contribution rate forces citizens to buy a HDB flat, because they cannot use the...

Mega losses expected next crisis, $45 billion transferred to GIC abrubtly?

Phillip Ang * The author blogs at LikeDatOsoCanMeh. Read More →

A democratic warning and a wake up call for everyone

Many academics have attempted to define what constitutes a democratic country and while some details differ, they essentially have three core elements. These are free and fair elections, free speech and association for healthy public discourse, and an evenly applied rule of law with no exemptions. When these three are in place...

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