What happened to my savings?
I will conclude the HDB topic with this thought that bridges in to CPF and the ideas I will cover after Chinese New Year. If you go to any insurance agent in Singapore and ask them if I put $200 per month in to a savings plan from age 25 to 65 how much will I have when I retire? Running those numbers, they will give you an answer...
We can do better without PAP elites who are out of touch
I refer to the news regarding a PAP Senior Group which seek hikes in CPF contributions for those 55 and above. Firstly, I want every single one of those PAP members in the group - beginning with its chairman Tan Chuan Jin - to understand by heart that all of you millionaires that many of our elderly workers are forced by circumstance...
The economics of an S-curve and why a Universal Basic Income is needed
Let me explain about economy's S curves. All economies develop along S curves. They start at the bottom. As it gathers momentum it slopes up. This is S1. Then as it reaches the top it starts to falter therefore it begins to curve down. Hopefully before it starts declining, a S2 economy would have started so there is an overlap....
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