TR EMERITUS

I encourage feedback and contributions from fellow netizens regarding this commentary. I post as a concerned citizen and a lay person and if I have got any aspects wrong, I seek your understanding and forgiveness. I goggled our national pledge, 'We, the citizens of Singapore, pledge ourselves as one united people....to build... 

The issue of how HDB price its BTO new flats was first raised some twenty years ago by myself and several Forum contributors. I am a 75-year old tertiary-educated Pioneer Generation Senior Citizen who had completed full-time National Service. Like many concerned parents, I was rightly worried how our children and grandchildren... 

A ponzi scheme promises a high return, but is not backed by actual earnings. It gives a high return by taking the money from the later investors to pay the earlier investors. The USD now gives a high return. The US government does not collect sufficient taxes to pay the return. Instead, it prints more money and uses it to pay...