Affordability of HDB flats – a response to Minister of National Development
Two measures of affordability was offered by Minister Mah in his article “Are HDB flats affordable?” which appeared in Today Online on 12 Nov 2010. The first was the housing price-to-income ratio (or HPI), which compares median house price to annual household income, and the second was the debt-service-ratio (DSR), which...
Three New Political Dynamics That May Influence The Outcome Of The Next General Election
I am glad to read from many socio-political blogs that the forthcoming election will be fiercely contested by opposition political parties. One sure certainty is that there will be lesser walk-overs as compared to previous elections whereby the ruling party is handed over power almost on a platter when opposition parties...
Do 99 year lease hold HDB flats, appreciate or depreciate with time?
I refer to reports that state that Singaporeans actually OWN their HDB lease hold flats and are not encouraged to sell their flats as it is an asset that will appreciate year on year? To be honest nothing will appreciate if there isn’t a demand or if the current supply is not able to cater to the influx of FT and foreigners. So...
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