Closure of CPF’s SA for age over 55 – Implications for retirement planning
The discontinuation of the Special Account( SA) for individuals aged 55 and above, is set to take effect next year. Historically, CPF members employed a “shielding” strategy to maximize their savings’ interest income. By transferring funds to their SA, members benefited from a higher annual interest rate of 4.08%, compared...
The way our reserves are handled
I share my thoughts as a citizen on the way our reserves are handled. This platform is far from being an ideal platform for me to share my thoughts in-depth, however, I will try my best to be brief but to the point. The pap government has done a marvellous job building up our reserves over the decades, thus giving us the opportunity...
Don’t play God
Don’t Play God. It Always Ends Badly! I remember my late Father admonishing me in the early 80s for not keeping up with my Mandarin. I remember him telling me that one day China would be a very powerful country and that she was destined to play this role because she had the largest population in the World. My Father’s words...
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