Bankruptcy in the banking and IT industries
Oh, I am not referring to the monetary aspect of these two industries. I am referring to the skill sets of the professionals particularly at the senior and top management levels. There seems to be a dearth of local talents in these two industries today. 20 years ago, we were already a major financial centre in the region and...
Design flaws of the Central Provident Fund
The recent increase in the attacks on the CPF policies have shaken up many Singaporeans from their slumber but what really cements the increasingly negative perceptions of the CPF policies is the PAP government's inability to defend themselves. Historically, the typical PAP's 3Cs response to any criticism - Conversation, Counter-information...
The CPF would be a good scheme if….
Credit: Demon-cratic The CPF was a good scheme and can continue to be a good scheme with many people happily putting their life savings into it. What needs to be done is to modify the terms with more elements of options and choices and the removal of compulsion. Let the original withdrawal age be at 55, or perhaps, this is a...
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