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Archive for the ‘Policies’ Category
‘Affordable’ has destroyed our retirement plans

‘Affordable’ has destroyed our retirement plans

Retirement SG+ is a new programme very similar to Talking Point. Last week’s topic was about CPF and whether Sinkies have sufficient money left for retirement. After the two experts gone through with Melanie, the host, it was a glaring admission that many Sinkies will be in deep shit when they retire. The only hope to survive... 

Immoral for Govt not to limit talented foreigners

Immoral for Govt not to limit talented foreigners

TRE published an article written by Prof Lew Mandell: 'Prof: Limiting talented foreigners may affect growth' So Prof. Lew Mandell has parachuted into Singapore: “Right now, he's doing a teaching stint in Singapore. Long interested in that city-state, I asked him to be one of our far-flung correspondents and file a dispatch... 

TDSR causes home loan refinancing hardship

TDSR causes home loan refinancing hardship

In this article, we will look at how Total Debt Servicing Ratio (TDSR) affects refinancing. According to MAS, if you were to refinance to another bank or simply to reprice with the same bank, you will still be required to pass Total Debt Servicing Ratio (TDSR) of not more than 60%. Why would people's refinancing be hurt? So... 



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