
TDSR causes home loan refinancing hardship
In this article, we will look at how Total Debt Servicing Ratio (TDSR) affects refinancing. According to MAS, if you were to refinance to another bank or simply to reprice with the same bank, you will still be required to pass Total Debt Servicing Ratio (TDSR) of not more than 60%. Why would people's refinancing be hurt? So...

SG journo on self-censorship: we have to play the game
[In this interview, a former reporter for broadcaster and publisher MediaCorp, who wishes to remain anonymous, talks to Mumbrella about one of the most sensitive issues for the media in Singapore – self-censorship. Mumbrella’s Asia editor Robin Hicks speaks to a reporter who covered the last elections in 2011 about how...

S-Pass: Squeezing S’poreans some more?
Filipino assistant retail manager Jovie Pascual, 36, with his wife Janette, 29, who works as a network administrator. He was downgraded to an S Pass holder in August as his pay did not meet the new salary criterion. -- ST PHOTO: MARK CHEONG I refer to the article “Higher EP minimum pay puts strain on workers, companies”...
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