
Is everything really affordable?
I believe statistics about CPI, employment and everything else has been manipulated or rather fixed. I see more and more my neighbours, ex PMETs staying at home or driving Grab. How can unemployment be at 2%? Massive hikes of almost anything in 2018, inflation only at 1.7%? We are now more than five years the most expensive...

Medishield is too complicated for its own good, and a Health Minister with no relevant experience makes it worse
Medishield started in 1990 to provide insurance for catastrophic medical expenses. The co-payment was supposed to be covered by money in the CPF Medisave account. The problem is that the medical expenses were too high. There were caps placed on the use of Medisave, to prevent too much money being siphoned out. This result in...

HDB has failed in its key duty
It was reported that the lease buyback has now been extended to include 5-room (and bigger) HDB flats. Despite being among the world’s top retirement funds savers, we need to ask ourselves why we Singaporeans need to sell our HDB leases back to the government. When discussing this issue, we need to go back to the basic question...
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