
Era of cheap money but no fixed rate housing loans
DBS named Social Enterprise Champion of the Year at President's Challenge Social Enterprise Awards 2019.... (DBS.com Dec 2019). OCBC the best consumer bank in the world, while DBS the best bank for SMEs.... (Global Finance Oct 2019). S’pore’s big 3 banks among world’s 10 strongest.... (Bloomberg Market Ranking 2015). DBS...

To truly succeed, the opposition needs to rewire and inspire
Academic Lam Peng Er put it, do we want an opposition that can “attract in greater numbers and offer a narrative which counters the ruling party’s “hegemonic ideological discourse”? What kind of opposition do we want? Really, what can they offer to us voters? Check and balance? Safeguarding? Keep the ruling party on...

How to get local born citizens to accept new citizens
I like to suggest how to get our local born citizens to accept new citizens. We should expect the new citizens to have the same obligations as local born citizens, especially in the field of national service. But new citizens may be too old to serve national service, or they may not want to be new citizens if they have to suffer...
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