Reverse mortgage
I wrote about reverse mortgage awhile ago. Well, now they are seriously considering it. Let HDB flat owners use their property to take a personal loan from banks. I had been a property agent for 20 years but am now retired. Owners unnecessarily sell their flats due to unforeseen circumstances. Some need to sell their property...
Exchange between NUS prof & NKL on cost of living
[Prologue: ST Forum published a letter on 7 March 2014 from NUS Associate Professor Martin Bodenstein (Department of Economics), titled 'Problems with global comparisons'. TRE contributor Ng Kok Lim rebutted Prof Bodenstein on 11 March ('Rebutting NUS prof’s cost of living comparisons'). Subsequently, Prof Bodenstein and...
Roy Ngerng: Don’t use the classic all-or-nothing argument
roy knows nothing: "With Roy’s twisted reasoning, there should “ideally” be no surplus by ensuring payments match upfront operating costs exactly. Hello Roy, hello hello, knock knock. You there? Anybody in? Apart from upfront operating costs, have you thought about capital depreciation? Such a huge significant accounting...
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