TR EMERITUS

I refer to Vincent Low’s article “32,000 out of 405,000 HDB households in mortgage arrears of over three months” (theonlinecitizen, Feb 22). It states that “over the last three years, of a total of about 405,000 households with outstanding HDB loans, about 32,000 households (or 7.9%) were in mortgage arrears of three... 

Of course we are not talking about doing away with defence spending but whether it is justified or just fear mongering from the government? For example, if i want to protect my car, in Singapore it is adequate just to buy in-cam digital camera, equipped with an alarm system and tracking devise. To pay guards stationed outside... 

I refer to the article “Freelancers may get help with payment disputes, insurance” (Straits Times, Feb 22). It states that “The group also noted that one in four freelancers falls behind on Medisave contributions, despite the risk of penalties. They are required to contribute to their Medisave accounts for the previous...