TR EMERITUS

Many Singaporeans often get surprised when they compare HDB home loans vs bank loans. Why do HDB loans tend to have higher interest rates? Money Mysteries is a column by Ryan Ong that explores the odd world of money. Where does it all go when you give it to a bank? Why does a potato sometimes cost S$200, or shipping a sofa sometimes... 

A major law change concerning the minimum legal smoking age has been proposed by the Singaporean Parliament. At the moment, the age stands at 18, but some MPs have proposed that the age is raised to 21 in an attempt to dissuade young people from taking it up. The proposal will be made within the next year, whilst tobacco sale... 

It is not a well known fact that credit card in Singapore are extremely generous compared to other international markets globally. For instance, the best cash back credit cards in the US provide 1.5%-2% reward rates, while the UK market is even worse with most credit cards being simple balance-transfer cards without much benefits...