TR EMERITUS

I want to share a painful personal experience that happened to me > a month ago and l want it to serve as a warning to fellow netizens. I fell for a telephone scam and I have lost S$1,000/. I have made a police report at Cantonment Police Complex and OCBC has recently written to me, after their investigations, to formally close my case. I didn't get my money back. One morning when I was very busy outside, my phone rang and I answered the call. A person identified himself as David told me a few things. Btw, I have a friend by the name of David too. At that moment because I was very busy, I assumed that it was my friend David calling me. One, he told me that he is using a new number to call me because he has lost his cellphone and he has got a new number. He asked me to save that number. Two, he told me that he is joining a friend to start a F&B business and invited me to their business opening ceremony and lastly, he asked me to help him with a couple of thousands dollars and said that he will return it back to me by 3.00pm that same afternoon. I say no but I was prepared to help him with a thousand dollars. He told me that he will whatapps me the details to enable me to do the transfer. Shortly after the phone call, the details came in and I promptly did the fund transfer as per my promise. After I have finished with what I was busy doing and when I checked, I realised then that I have been scammed. I am not IT illiterate, I didn't give away any OTP, I didn't fall for any lovey lovey woman online, I didn't fall for any get rich scheme or mortal greediness etc and still I was scammed! I immediately called OCBC to block my account and OCBC also advised me to make a police report. From this experience, I have a few advices to share. Even in the height of your whatever 'busyness', never, never make any decision and/or execute fund transfer. That was my fatal mistake. Next, set a daily withdrawal limit on your banking account with whatever amount that you are comfortable with. In the unfortunate event of you being a scam victim, this decision will buy you time and limit your losses. This is a very, very useful and very, very important safeguard. Think.   Simon Lim      Read More →

Many practices become outdated and ineffective. They need to be changed. But who should be responsible to show the way? I consider it to be the duty of the government to recognize that change is needed and take the necessary steps to make the change. Here are some examples: a) We need new employment practice. The job market is quite different from the old days, in many ways. b) We need to change our education policies, so that our young people can get jobs that are available in the future. c) We need to increase our birth rate and make it attractive for families to have children. As a society, we have not make the necessary changes. Who is to blame? I blame the government and the ministers. It is their duty to recognize the problem, and to provide the leadership and practical steps to implement the change and achieve the desired goals. Some apologists said that we should not expect the government to do everything. This is a nonsense statement. It is the duty of the government to recognize the problem faced by society and the economy. It is their duty to make the changes and improvements. The current ministers have a mistaken belief that the market will find the solution. In most cases, the market cannot find the solution. In fact, if the market is not regulated, the enterprising business people will exploit the market failures to make a large profit for themselves, at the expense of the consumers. We need a competent government who is able to make the required changes and improvements.   Tan Kin Lian      Read More →

One of the most challenging parts of my national service was serving as a “Guard Commander,” for the camp. Technically, a Guard Commander has an obligation to check the identity of everyone entering the camp, regardless of who they are and after midnight, he (usually are) has a job to ensure nobody enters the camp. However, while that is the technicality, things are rather different in practice. For example, one tends to be a little laxer when it comes to guys from your unit (you are only guard commander for the night – you got to live with these guys for the rest of term you are serving) and certain high-ranking officers get exempted from checks (in Khatib Camp, everyone knew the Chief of Artillery). As a rule of thumb, many of the senior officers were decent people. The head of logistics of Headquarters Singapore Artillery asked me why I stopped him when his car had a camp label. When I explained that the label only allowed the car in, he praised me for being diligent. Unfortunately, this reasonable quality was limited to those of a certain rank. In my time on the job, I encountered too many midranking officers (usually captain) who showed their obvious displeasure at being stopped. Now, I will admit that more often than not, I let them pass. The guy outranked me many times over and was actually a familiar face. I left the army feeling that there were times where I wish I had been more assertive in my role as a guard commander. I think that had I shown a bit more spine then, I would have grown into a more “successful” person. At the time, it seemed like an unspoken rule that you give way to your superiors. The concept of the Singapore Armed Forces (SAF) is to “Serve And F**Off, so the smart thing to do is to avoid conflicts in order to finish your term of service with minimal fuss. It was only towards the end of my national service, when I read a book written by someone who had been “Sergeant-Major of the Army,” in the US army, when I saw how “superiors could be told to follow the rules. The author described how he was assigned by the camp commandant to issue speeding tickets on the base back when he was a mere sergeant. He described how the colonels would remind him that they outranked him by so many times and his classic reply was inevitably, “I appreciate that you outrank me, Sir. So, it’s even more embarrassing to be caught in your position, Sir.” I think this book and those moments on guard duty, because life is essentially about management. As much as everyone talks about “Equality,” the truth is that unless you are a hermit meditating in cave in the Antarctica, all of us get stuck in a hierarchy of some sort and at any given time, there’s someone who is going to have power over you. As an employee, you have a boss or many bosses. As an entrepreneur, you have customers. When the President enters the room, you stand at attention. When there’s an election, the president will come knocking on your door, vowing to serve you. So, for most of us, life is inevitably about managing through the various hierarchies that we run into in our daily lives and human nature being what it is, an industry on telling you how to mange has developed. Everyone is a management guru. Unfortunately, all the management gurus in the world are only focused in one direction – namely downwards. There is no shortage of wisdom as to how you should manage people below you. Nobody it seems, wants to discuss how to manage the guy above you. The conventional wisdom, particularly in hierarchical Asian societies, is that the guy on top is inevitably right because he or she got there because they are smarter, more experienced and wiser than you. The guy at the top inevitably drives something better than you and lives in a bigger house, so he or she must be right. This thinking prevails in professional services, where more often than not, the service provider ends up bending over backwards to “please” the client and the client is always right Is being right so important that you end up not getting paid? Well, the sad truth is that “superiors” might have more power than you but they are not always right and as a good subordinate, you actually have an obligation of sorts to tell them when they are being a d***. In professional services, its as simple as, although the client is the ultimate decision maker, clients, like superiors don’t often adhere to a “my decision – my responsibility” way of thinking. The client’s back up is “I hired you because you are the expert – why didn’t you advise me,” which in turn leads to the possibility of not getting paid. Too many people talk about sacrificing “integrity” if it may interfere with your getting paid. While that is true of low-level peons, the people who get ahead understand that integrity is vital for business, especially if your business is essentially selling advice The client pays you for your expertise and he or she will only believe in your expertise if you are willing to sacrifice the pay to stand your advice. Being able to manage the people with power over you is never taught and needs to be learnt on the job. I think of my times as guard commander in the army and how I failed. Had the find the courage to stand by what I was talking about. It was not easy. I recently had to manage a young man who was drunk and thought it was acceptable to try and get frisky with two young women and rude to the two Indian guys helping them do their job. His reply was “I work for a respectable law firm.” I had to tell him that who he worked for didn’t excuse his behaviour and if he didn’t behave, the venue would remove him in a not so pleasant manner. He eventually got the message. There are a good many people, who actually believe that their situation in life makes them immune from the norms of social behaviour. It can be “I am your boss,” or “I work in a profession,” or “I am related to so and so.” In a way, you can’t blame people for letting certain perks get to the head. I’ve mentioned that it takes a certain level of strength of character for expatriates to remain decent people because when you have people throwing the good things at you, temptation does have a way of spoiling you. So, you need to remind people in a position above you that “superiority” means “superior” responsibilities as well as “superior” behaviour. Unless the “superior” does not have these two things, they are not superior people, just people with more money and power. Sure, there will be some who don’t understand this and there’s very little one can do about them. However, these are the ones who eventually fade into bankruptcy and obscurity. The ones who understand that people are only “superior” because of their responsibilities and behaviour, these are the ones that endure.   Tang Li *Although I’ve been based mainly in Singapore for nearly two decades, I’ve had the privilege of being able meet people who have crossed borders and cultures. I’ve befriended ministers and ambassadors and worked on projects involving a former head of state. Yet, at the same time, I’ve had the privilege of befriending migrant labourers and former convicts. All of them have a story to tell. All of them add to the fabric of life. I hope to express the stories that inspire us to create life as it should be.      Read More →